Independent Insurance Agents are Agents that have access to several different insurers and different types of insurance. For example, you can only quote Farmers Insurance through a Farmers agent. With an Independent agent you can quote from several companies allowing you to shop the market for the best rates.
Independent Insurance Agents write with a host of companies. We can write policies with big name carriers like Progressive and Travelers or we have access to some smaller or local companies that may have better rates.
We work for Insured. Being independent means that we focus on our client first. We are not held to company quotas or metrics like some agencies. We can tailor policies and coverages to fit our client’s needs while working with several carriers to find the best option.
J Bentley Insurance specializes in Homeowners Insurance. We have some of the top national carriers like Travelers, Mercury or Porgressive, as well some fantastic local and small carriers like Farmers Mutual or United Home. Either way, we have some of the best options available when it comes to home insurance and can review rates within a few hours.
Liability coverage or protection is a product that protects the insured against claims in which other people are harmed or damaged. Liability insurance policies cover any legal costs and payouts an insured party is responsible for if they are found legally liable. Intentional harm or damage is generally not covered. Liability policies are unique in that they pay 3rd parties for damages rather than the insured.
Your policy declarations pages will show the exact amount of coverage you have for each policy limit. Some industries require specific limits or coverages. Feel free to contact us with any questions about your coverages or limits that you would like to discuss. 405.622.3300
Yes! This is the biggest advantage of using an independent agent. We can “shop” your policy around with our carriers to find who has the best rates.
Our contact information can be found on our Contact Us Page or you can call or email us at Phone: 405-622-3300 Email:Drake@JBentleyinc.com
Most carriers will either bill in full at the inception of the policy or will bill monthly. Every carrier has different billing policies and options. If you have questions about your specific policy, do not hesitate to reach out and ask our insurance specialists. 405-622-3300
Our Office hours are from Monday to Friday 9 AM to 5 PM.